Stripe Test Cards Guide for 2025
Table of Contents
What is a Stripe Test Card?
Stripe test cards are fake card numbers that let you test your online store before taking real payments. You can see how your checkout reacts to regular purchases, failed payments, or fraud attempts — all without spending a dime.
- Regular Transactions – Like a normal card purchase.
- International Cards – Make sure foreign cards work.
- Declined Payments – Lost/stolen cards, no money, expired, etc.
- Fraud Checks – Test how Stripe blocks risky behavior.
Common Stripe Test Cards
| Card Brand | Card Number | CVC | Expiration |
|---|---|---|---|
| Visa | 4242 4242 4242 4242 | Any 3 Digits | Any Future Date |
| Mastercard | 5555 5555 5555 4444 | Any 3 Digits | Any Future Date |
| AmEx | 3782 822463 10005 | Any 4 Digits | Any Future Date |
| Discover | 6011 1111 1111 1117 | Any 3 Digits | Any Future Date |
| JCB | 3566 0020 2036 0505 | Any 3 Digits | Any Future Date |
Decline Test Cards
Want to see what happens when a customer’s payment fails? Use these:
| Problem Type | Card Number | Error Code |
|---|---|---|
| Generic Decline | 4000 0000 0000 0002 | card_declined |
| No Funds | 4000 0000 0000 9995 | insufficient_funds |
| Lost Card | 4000 0000 0000 9987 | lost_card |
| Stolen Card | 4000 0000 0000 9979 | stolen_card |
How to Use Test Mode
Head into your Stripe dashboard and flip the “View Test Data” switch. Now you can test freely with any of the cards above. No real money gets processed.
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Apply now at highriskleah.comFAQs
Can I use test cards in live mode?
No. Test cards only work in Test Mode.
What’s Test Mode?
A safe way to run fake transactions without charging money.
Do I need to try more than one card?
Yes. Different customers use different cards — it helps catch issues early.
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